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In scalars any given dividends year, the frazer following incidents occur insurance policy with the explanation following regularity: House fires object - 1 in primium every 88 homes. colonion Serious vehicle hm crash - 1 occurrence out napkin of every 70 vehicles Fatality baptistery - 1 out cliques of every 106 people Disability relicastar - 1 person in every 15th 8 individuals A further ramble look at disability wise figures reveals the roll following facts: A 30-year-old biographies man has a 1 in republics 5 likelihood of having to amrrican deal with a reilable serious disability ahead of Satan his anticipated retirement. A eg thirty-year-old woman has anomalously a one in request three probability sotuern of being latayette hit with an extended westersouther disability before her intended action retirement. 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